Time to switch!

There are many good reasons to review your current insurance coverage and switch from your current EXPAT RETIRED international health insurance to EXPAT INFINITY. The EXPAT INFINITY international health insurance, which is valid for an unlimited period of time, meets the highest insurance standards and can be adapted even more specifically to the needs of expatriates and long-term travelers. 

For example, you have the option of choosing between three different benefit variants (Basic, Classic, Premium) and you can also decide on the amount of the deductible yourself. The insurance premiums are fairly calculated and depend on your age and the respective region of stay. If you would like to return to your home country for some time and no longer require active insurance coverage through EXPAT INFINITY, then simply set your insurance coverage to prospective entitlement.

An example: Mr Schmidt wants to spend his retirement abroad

Mr. Schmidt is 52 years old and, due to a former company dispatch, is now at home in South Korea, where he would later also like to spend his retirement. His South Korean wife is insured through him. But when the two of them take a vacation with Mr. Schmidt's family in Germany, he has to take out a separate insurance for her each time.

That's why EXPAT INFINITY is the ideal overseas health insurance for Mr. Schmidt: We cover him for an unlimited period of time. Should he want to return to Germany temporarily at some point, but not be sure whether he will spend his retirement in South Korea, he may put EXPAT INFINITY on hold by means of the prospective entitlement and re-activate it later under the same conditions without a health check. When he visits home with his wife, she is also covered through him in Germany without any problems.

Special conditions for existing customers

If you switch to EXPAT INFINITY, you will of course benefit from special conditions as an existing customer. For example, depending on the scope of your previous insurance coverage, we can waive a large part of the waiting periods from the outset. If you would like to find out more about your switching options and receive an individual insurance quote from us, you can make an appointment for a consultation. Just look below on this web page.

Please use the contact form below for questions about switching or making changes to the existing EXPAT RETIRED. Our customer service team will be happy to advise you personally on the change modalities and answer any questions you may have about EXPAT INFINITY international health insurance.

You do not want to switch? Take advantage of special conditions for your existing insurance!

Would you like to remain insured under EXPAT RETIRED, but want to reduce your premium? We can offer you the following options:

• You may cancel the additional modules (R-Plus, R-Dent and Top) extraordinarily by 31 March 2023
• You may change the payment method so that the quarterly, semi-annual and annual charges are lower. However, corresponding installment surcharges will then be added.

You want to return to Germany? Health insurance in Germany

In the event that you no longer wish to remain insured with BDAE and plan to return to Germany, you are entitled to health insurance cover on the basis of the statutory health insurance obligation. For example, you are entitled to the basic tariff of the private health insurance (PKV). The premium is around 808 euros per month in 2023.

If you live in Germany, you can usually spend several months a year abroad on vacation and, as an insured person with private health insurance, you can also make use of health services abroad, for example in emergencies. If you have any questions, please contact your insurance broker or your contact person at the private health insurance.

Info about EXPAT INFINITY Info about Prospective entitlement