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About BDAE

From an association to group of companies - For more than 25 years your reliable partner for stays abroad.

Since 1995, the BDAE Group has focused exclusively on bringing expats, digital nomads and frequent travellers abroad with security. And this is reflected in the broad product range. The insurance policies offered are tailor-made packages that are the result of more than 25 years of special expertise in long-term health insurance abroad. The company's own consultancy - BDAE Consult - supports companies' human resources managers with legal questions on the subject of international employee assignments.

The BDAE GROUP originated in 1995 with the founding of the Bund der Auslands-Erwerbstätigen (BDAE) association. The goals we pursued with this institution have not changed until today. They still form the foundation of our corporate philosophy, to which we always remain true: We want you to go abroad with security.

In order to grant this level of security, we offer a holistic concept that takes into account the needs of internationally active companies, expatriates and private individuals abroad - from advice to complete social security under one roof.

We develop social security solutions for individuals like globetrotters, residents, students and also expatriates:

  • health insurance
  • legal expenses insurance
  • job loss insurance
  • annuity insurance

Furthermore we consult HR departments regarding international assignments and global mobility in matters of:

  • transfer contracts
  • different social security schemes
  • tax related issues
  • administration and outsourcing

The directory

The Group was founded by Silvia Opitz (CEO until 1st of July 2017) and Andreas Opitz (CEO until 31th of July 2019). Since 1st of August 2019, Philipp Belau is the CEO of the BDAE Group. Since 1st of July 2017, MSH International, global leader in international life and health insurance solutions, is the majority shareholder of the BDAE Group.

Philipp Belau