Distribution partnership with BDAE

We offer

an attractive commission
an exclusive portfolio for a growing target group
specialist advice with liability protection

Foto: soft_light, AdobeStock

More and more people are living and working abroad

Every year, between 0.6 and 1.6 per cent of the German population leave their home country. In 2025, just under 296,000 people moved abroad – 26,000 more Germans than in the previous year, and the trend is rising. However, moving away from one’s home country is not just a German phenomenon, but a global one: as of 2024, 304 million people worldwide were living in countries where they were not born.

Regardless of the reasons for temporary or permanent emigration, these people are united by the need for optimal cover for life abroad – and we are very happy to meet this need with our international insurance solutions, in particular our international health insurance policies.

Bar chart showing values increasing from 2000 to 2025 (without specific details of the values)

F.A.Z. - Institut - Best Service - 04 | 2026 and 30 years BDAE | Assekuranz Award

Insurance solutions from the specialists

For 30 years now, the BDAE Group has been supporting a wide variety of people on their journeys abroad: as a specialized provider of international insurance products and advisory services for both private individuals and business customers, we find the right solution for every need.

Our clients include globetrotters, digital nomads, long-term travellers and permanent emigrants, as well as companies of all sizes that want to ensure their employees are well covered whilst working abroad – and we would be delighted to convince you, as a sales partner, of our services too!

Together with our parent company, MSH International, we support over 500,000 expats in 194 countries.

Are you interested in a sales partnership?

Please feel free to contact us directly:

Ingo Trosiner

Sales Director

+49-40-30 68 74-42
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Book an appointment now

Benefits of a sales partnership

Since its foundation in 1995, the BDAE Group has been working closely with sales partners worldwide – this collaboration is of the utmost importance to our group of companies.
We offer existing and potential partners more than just a diverse product portfolio – in addition to attractive commissions, favourable special terms and comprehensive service, we provide expert advisory support to minimise any liability risks.

Everything at a glance

Exclusive insurance portfolio with tailored and compelling solutions for private and business customers
Attractive commission rates
Expertise and detailed information on our products
Sales support services and training

Training and professional development
for insurance brokers

You can get an initial overview of our product range for private and business customers here.

If you liked to find out more about our products, we recommend you attend our training and professional development courses.

Customised product training

We offer free training on our international insurance products. You can tailor the training content to your specific needs, whether for yourself or your staff.

Please feel free to book an appointment to discuss the details with us in person.

book appointment now

Foundational webinars

In addition to customised training, we also offer free general webinars. Register directly here:

14 July 2026 | 11:00 am to 12:00 pm

Duty of care for international employee assignments: identifying risks – avoiding liability

in German language

Assignments abroad entail specific duties of care and a duty to provide information. Companies must protect their employees from health, safety and financial risks in a legally compliant manner, even when they are abroad.

In our webinar in collaboration with the People Mobility Alliance (PMA), we will outline the obligations companies face, highlight typical liability pitfalls and explain how to organise a structured, legally compliant level of protection.

Legal basis of the duty of care for overseas assignments
Typical risk areas for HR managers and travel managers
Practical guidance on liability-safe implementation

1 July 2026 | 11:30 am to 12:30 pm

Health insurance abroad – when private and statutory health insurance reach their limits

in German language

This webinar addresses the key challenges surrounding health insurance cover for employees posted abroad. It will highlight the potential consequences for companies and the options available to protect both employees and the company.

What specific obligations exist?
Which risks are frequently underestimated?
Which solutions enable the legally compliant and practical management of international postings?

Our insurance solutions

For private customers:

International health insurance and prospective entitlement
Legal expenses insurance
Personal liability insurance
Accident insurance

Overview of products for private customers

For business customers:

International health insurance for expatriates and local employees
Business travel insurance
Supplementary health insurance
Daily sickness benefit insurance
Unemployment insurance
Legal expenses insurance

Overview of business customer products

Tipster partnership with BDAE

Don’t have an insurance broker’s licence, but would still like to recommend our products or promote BDAE in general? We offer the opportunity at any time to act as a ‘tipster’ within BDAE’s own affiliate programme, recommending our products and receiving a commission in return. We would also be happy to explore whether a traditional social media partnership might be of interest.

Please contact our marketing team for further details.