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Our international health insurance also protects you with Covid-19
You are planning to move abroad alone or with your family or you have just arrived in Germany and are planning to live and work here temporarily? And you are now looking for a comprehensive health insurance product including cover for visits to your home country?
BDAE now offers EXPAT PRIVATE PREMIUM, the perfect international health insurance cover for you and your family!
| Outpatient Treatment | 100% |
| Inpatient Treatment | 100% Worldwide accommodation as a private patient in a single room |
| Pharmaceuticals and Materials | 100% |
| Dental Treatment | 100% |
| Tooth Replacement | 90% of the tooth scale limits after the expiry of waiting periods |
| Outpatient medical check-up for the early recognition of cancer | 100% |
| General medical check-ups | with a limit of up to € 300 per year |
| Travel Vaccinations | Limit of 250 Euro per policy duration |
| Maternity and Childbirth | 100% |
| Medical Aids in simple form and repair costs | 80% up to 2,000 Euro per year |
| Normal Prescribed Glasses and Contact Lenses | 600 Euro every three years after a waiting period of 12 months |
| Psychotherapy | 80% on outpatient trauma treatment with a limit of 2,000 Euro per year |
| Local Ambulance | 100% |
| Medical Evacuation | for up to 250,000 Euro per claim |
| Repatriation of mortal remains | up to 10,000 Euro |
| Medical assessment via DoctorChat (Medical Assistant “Emma”) | free of charge |
| below 12 years of age | between 13 and 49 years of age | above 50 years of age | |
| worldwide (limited for the USA, Canada and Switzerland) (includes insurance coverage up to 42 days for stays in the USA, Canada and Switzerland) | 232 Euro | 308 Euro | 339 Euro |
| worldwide (limited for the USA and Switzerland) (includes insurance coverage up to 42 days for stays in the USA and Switzerland and up to 365 days for stays in Canada) | 605 Euro | 756 Euro | 1,102 Euro |
Please note that the entire monthly premium is due upon signing the contract, regardless of the date of the signing.
Openness and transparency are values the BDAE GROUP promotes in its daily business. These values are a precondition for trust. Therefore you will find below the most important exclusions from our insurance cover.Please refer to the Terms and Conditions Part I and II for an elaborate list of exclusions.
