You are planning to work abroad for a few years and need an affordable basic health insurance cover which can easily extended to suit your personal requirements? You want visits to your home country to be included under the benefits? It is a product for all nationalities living abroad as long as the center of life is not the home country.
BDAE offers EXPAT FLEXIBLE, the health insurance product you have been looking for!
Openness and transparency are values the BDAE GROUP promotes in its daily business. These values are a precondition for trust. Therefore you will find below the most important exclusions from our insurance cover. Please refer to the Terms and Conditions Part I and II for an elaborate list of exclusions.
Insurance claims occured or existing prior to the start of the insurance coverage and as well as for insurance claims occured during the waiting period (pre-existing illnesses and existingneed for treatment)
Treatments based on infirmity and a need for care or custody
Treatments due to sterility and artifical insemination as well as preliminary examinations
Treatments of mental or psychological disorder and diseases, psychotherapy, psychosomatic treatments like hypnosis and autogenic training and as well as suicide attemps and their consequences
Benefits in connection with pregnancy and delivery
Withdrawal treatments inclusive of withdrawal cures and treatments of a dependency syndrome