Health Insurance
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Assignment Management ServicesExpat Business
When a company sends an employee on a foreign assignment it bears great responsibility towards that employee. The employer must prepare its employee for the assignment as it has the duty of care. This includes offering a decent health insurance package. For this target audience BDAE has designed a high-quality health insurance concept with worldwide eligibility, the comprehensive tariff EXPAT BUSINESS offering additional benefit options.
You will be expatriated by your employer for a few years and you are now looking for a comprehensive health insurance product including cover for pre-existing conditions and also for visits to your home country? BDAE now offers EXPAT BUSINESS, the perfect international health insurance cover for your employment abroad.
Benefits
| Outpatient Treatment | 100% |
| Inpatient Treatment | 100% Worldwide accommodation as a private patient in a shared room |
| Pharmaceuticals and Materials | 100% |
| Dental Treatment | 100% |
| Tooth Replacement of the tooth scale limits after the expiry of waiting periods | 80% |
| Outpatient medical check-up for the early recognition of cancer | 100% |
| Maternity and Childbirth | 100% |
| Medical Aids in simple form and repair costs | 80% up to 2,000 Euro per year |
| Prescribed Glasses and Contact Lenses | 50 Euro per year |
| Psychotherapy | 80% on outpatient trauma treatment with a limit of 2,000 Euro per year and a total limit of 30 days during the overall policy period for inpatient treatment |
| Local Ambulance | 100% |
| Medical Evacuation | for up to 250,000 Euro per claim |
| Repatriation of mortal remains | up to 10,000 Euro |
| Medical assessment via DoctorChat (Medical Assistant “Emma”) | free of charge |
Product Information
- Insurance cover for employees of international companies
- Worldwide vadility, except Switzerland
- The maximum insurable age is 66 years
- Insurance cover in your home country if included under the chosen geographical area
- Assistance and emergency services (e.g. multi-lingual emergency hotline)
- Worldwide legal cover in case of medical malpractice
monthly premium
| Entitled employees | Dependants | |
| worldwide (limited for USA, Canada and Switzerland) (includes insurance coverage up to 42 days for stays in the USA, Canada and Switzerland) |
162 Euro | 215 Euro |
| worldwide (limited for Switzerland) (includes insurance coverage up to 42 days for stays in Switzerland and up to 365 days for stays in the USA and Canada) |
707 Euro | 971 Euro |
not included in insurance cover
Openness and transparency are values the BDAE GROUP promotes in its daily business. These values are a precondition for trust. Therefore you will find below the most important exclusions from our insurance cover. Please refer to the Terms and Conditions Part I and II for an elaborate list of exclusions.
- Rehabilitation and Stays in Spas or Cure Centers
- Infertility Treatment and all related check-ups
- Immunisation Treatment
- Treatment of illnesses related to drug abuse and rehabilitation