If you go abroad to study or to work as a trainee, you will most likely not be in the position to afford expensive covers. However, classical comprehensive health insurance products are usually comparably expensive and would put quite some pressure on relatively small budgets. EXPAT ACADEMIC enables you to satisfactorily balance a solid cover with a moderate premium.
Openness and transparency are values the BDAE GROUP promotes in its daily business. These values are a precondition for trust. Therefore you will find below the most important exclusions from our insurance cover. Please refer to the Terms and Conditions Part I and II for elaborate benefit details.
Medical conditions which arose or existed prior to the insurance cover or during the waiting period
Damages resulting from strike, civil disturbance, acts of war, nuclear energy and governmental interventions
Treatments resulting from events due to the participation in a non-tourist expedition
Treatments that are wilfully caused by the insured person