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If you go abroad to study or to work as a trainee, you will most likely not be in the position to afford expensive covers. However, classical comprehensive health insurance products are usually comparably expensive and would put quite some pressure on relatively small budgets. EXPAT ACADEMIC enables you to satisfactorily balance a solid cover with a moderate premium.
| Expat Academic Basis | Expat Academic Standard | Expat Academic Premium | |
| Outpatient and inpatient Treatment | 100% | 100% | 100% |
| Remedies per year | 250 Euro | 500 Euro | 750 Euro |
| Prescribed pharmaceuticals and materials | 100% | 100% | 100% |
| Dental Treatment per year | up to 250 Euro | up to 500 Euro | up to 900 Euro |
| Tooth Replacement: 50% under consideration of the tooth scale limits and after the expiry of waiting periods | up to 500 Euro | up to 500 Euro | up to 1,000 Euro |
| Maternity and Childbirth | 100% | 100% | 100% |
| Medical Aids required due to an accident per year | up to 250 Euro | up to 500 Euro | up to 750 Euro |
| Repatriation of mortal remains | up to 30,000 Euro | up to 30,000 Euro | up to 30,000 Euro |
| EXPAT ACADEMIC BASIS | EXPAT ACADEMIC STANDARD | EXPAT ACADEMIC PREMIUM | |
| worldwide excl. USA/Canada | |||
| Month 1-12 | 25 Euro | 31 Euro | 48 Euro |
| Month 13-36 | 45 Euro | 53 Euro | 63 Euro |
| worldwide incl. USA/Canada | |||
| Month 1-12 | 38 Euro | 45 Euro | 65 Euro |
| Month 13-36 | 67 Euro | 75 Euro | 85 Euro |
Openness and transparency are values the BDAE GROUP promotes in its daily business. These values are a precondition for trust. Therefore you will find below the most important exclusions from our insurance cover. Please refer to the Terms and Conditions Part I and II for elaborate benefit details.
