Expat Resident

You are planning to move abroad alone or with your family? And you are now looking for a comprehensive health insurance product including cover for visits to your home country?
BDAE now offers EXPAT RESIDENT, an international health insurance product perfectly tailored to your requirements!
Benefits
Outpatient Treatment | 100% |
Inpatient Treatment | 100% Accommodation as a private patient in a single room |
Pharmaceuticals and Materials | 100% |
Dental Treatment | 100% |
Tooth Replacement of the tooth scale limits after the expiry of waiting periods | 90% |
Outpatient medical check-up for the early recognition of cancer | 100% General medical check-ups with a limit of up to 300 Euro per year |
Travel Vaccinations | Limit of 600 Euro per year |
Maternity and Childbirth | 100% |
Medical Aids in simple form and repair costs | 80% up to 2,000 Euro per year |
Prescribed Glasses and Contact Lenses | 300 Euro every three years after a waiting period of 12 months |
Psychotherapy | 80% on outpatient treatment with a limit of 2,000 Euro per year and a total limit of 30 days during the overall policy period for inpatient treatment |
Local Ambulance | 100% |
Medical Evacuation | for up to 250,000 Euro per claim |
Repatriation of mortal remains | up to 10,000 Euro |
Product Information
- Insurance cover for private individuals
- Worldwide vadility (exceptions: USA, Canada, Germany, native country)
- Deductible of 250 Euro per insurance year
- The duration of the insurance is unlimited
- The maximum insurable age is 67 years
- The insurance cover can be terminated for individual insured persons with one month notice to the end of the insurance year
- Insurance cover in your home country if included under the chosen geographical area
- Assistance and emergency services (e.g. multi-lingual emergency hotline)
- Worldwide legal cover in case of medical malpractice
monthly premium
up to 12 years of age | 184 Euro |
between 13 and 49 years of age | 230 Euro |
between 50 and 64 years of age | 253 Euro |
above 65 years of age | 345 Euro |
not included in insurance cover
Openness and transparency are values the BDAE GROUP promotes in its daily business. These values are a precondition for trust. Therefore you will find below the most important exclusions from our insurance cover. Please refer to the Terms and Conditions Part I and II for an elaborate list of exclusions.
- Medical conditions which arose or existed prior to the insurance cover or during the waiting period
- Rehabilitation and Stays in Spas or Cure Centers Treatment by relatives
- Treatment by relatives
- Infertility Treatment and all related check-ups
- Immunisation treatment